.OFX File Recovery

Have files been deleted due to a user’s error or software error? Have you formatted a disk by accident and need to know how to recover the files? Read our .OFX file recovery guide for Windows, MacOS, Android and IOS in 2024.

OFX File Recovery

What is a .OFX file?

An OFX file is a financial data file created in the Open Financial Exchange (OFX) format, an open format for transferring data between vendors, consumers, and financial systems. It contains transactions, statements, and other financial information. OFX files are typically sent to individual users as credit card or banking statements from a financial institution.

What Are Common Causes of ".OFX" Files Lost or Failure?

There are several common causes of ".OFX" file loss or failure:

  1. Accidental deletion: Users may accidentally delete the ".OFX" files while organizing their files or cleaning up their computer.
  2. Software or system errors: Errors in the software or system can lead to corruption or loss of ".OFX" files. This can occur due to software bugs, crashes, or compatibility issues.
  3. Virus or malware attack: Malicious software can infect and corrupt ".OFX" files, making them inaccessible or causing them to be lost.
  4. Hardware failure: Hard drive failure, power outages, or other hardware issues can result in the loss of ".OFX" files stored on the affected device.
  5. Interruption during file transfer: If the ".OFX" files are being transferred from one device to another and the process is interrupted, it can lead to file corruption or loss.
  6. Human error: Mistakes made by users, such as accidental formatting of storage devices or improper handling of files, can result in the loss of ".OFX" files.
  7. Software or system updates: Sometimes, updating software or the operating system can cause compatibility issues with ".OFX" files, leading to their loss or failure.

To prevent the loss or failure of ".OFX" files, it is important to regularly backup files, use reliable antivirus software, avoid sudden interruptions during file transfers, and handle files with care.

How to recover lost ".OFX" files?

Sometimes while working with a computer, laptop or other stationary or mobile devices, you may encounter various bugs, freezes, hardware or software failures, even in spite of regular updates and junk cleaning. As a result, an important ".OFX" file may be deleted.

Go to view
🧺 How to Recover Files and Folders After Sending Them to the Recycle Bin and Deleting? (Windows 11)

🧺 How to Recover Files and Folders After Sending Them to the Recycle Bin and Deleting? (Windows 11)

By no means should you think that the only way to recover a ".OFX" file is always to create it once more.

Use programs for recovering ".OFX" files if a file was lost after accidental or deliberate deleting, formatting the memory card or the internal storage, cleaning the storage device, after a virus attack or a system failure.

Programs to recover ".OFX" files

Looking for a way to get files back? In cases when files were deleted and they cannot be restored by using standard operating system tools, use Hetman Partition Recovery.

Partition Recovery™ 4.9
The tool recovers data from any devices, regardless of the cause of data loss.

Follow the directions below:

  1. Download Hetman Partition Recovery, install and start the program.

  2. The program will automatically scan the computer and display all hard disks and removable drives connected to it, as well as physical and local disks.

    File Recovery Software
  3. Double-click on the disk from which you need to recover ".OFX" files, and select analysis type.

    Hetman Partition Recovery - Analysis Type
  4. When the scanning is over, you will be shown the files for recovery.

    Hetman Partition Recovery - Files that Can be Restored
  5. To find a file you need, use the program’s interface to open the folder it was deleted from, or go to the folder "Content-Aware Analysis" and select the required file type.

    Hetman Partition Recovery - Deep Scan
  6. Select the files you have been looking for and click "Recovery".

    File Recovery Software - Files List for Recovery
  7. Choose one of the methods for saving the files and recover them.

    Saving recovered files in Hetman Partition Recovery

How to open file with ".OFX" extension?

Looking for how to open a stereo open Financial Exchange File image file file?

Programs that open ".OFX" files

Intuit Quicken Intuit Quicken
Reilly Technologies Moneydance Reilly Technologies Moneydance
GnuCash GnuCash
Microsoft Money Microsoft Money
Intuit Quicken Intuit Quicken
Reilly Technologies Moneydance Reilly Technologies Moneydance
GnuCash GnuCash
Apple Numbers Apple Numbers
KMyMoney KMyMoney
GnuCash GnuCash
Sage One Sage One

Additional Information

  • File type: Open Financial Exchange File

  • File extension: .OFX

  • Developer: N/A

  • Category: Data Files

  • Format: N/A


We will be happy to answer your questions!

Comments (1)

  • Hetman Software: Data Recovery
    Hetman Software: Data Recovery 18.12.2019 16:53 #
    Leave a comment if you have any questions about Recovering lost .OFX files after deleting, cleaning or formatting!
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Vladimir Artiukh

Author: Vladimir Artiukh, Technical Writer

Vladimir Artiukh is a technical writer for Hetman Software, as well as the voice and face of their English-speaking YouTube channel, Hetman Software: Data Recovery for Windows. He handles tutorials, how-tos, and detailed reviews on how the company’s tools work with all kinds of data storage devices.

Oleg Afonin

Editor: Oleg Afonin, Technical Writer

Oleg Afonin is an expert in mobile forensics, data recovery and computer systems. He often attends large data security conferences, and writes several blogs for such resources as xaker.ru, Elcomsoft and Habr. In addition to his online activities, Oleg’s articles are also published in professional magazines. Also, Oleg Afonin is the co-author of a well-known book, Mobile Forensics - Advanced Investigative Strategies.


Questions and answers

  • What is the purpose of OFX formats?

    The purpose of OFX (Open Financial Exchange) formats is to facilitate the electronic exchange of financial data between different financial institutions and software applications. OFX is a standardized file format that allows for the seamless transfer of financial information such as transactions, balances, and statements.

    OFX formats enable users to easily import and export their financial data across various platforms, applications, and devices. This promotes interoperability and compatibility between different financial software systems, making it convenient for individuals and businesses to manage their finances efficiently.

    By using OFX formats, financial institutions, software developers, and users can streamline the process of exchanging financial data, automate tasks like bank reconciliation, budgeting, and reporting, and ensure accuracy and consistency of information across different systems.

  • How do OFX formats differ from other file formats used in financial transactions?

    OFX (Open Financial Exchange) formats differ from other file formats used in financial transactions in several ways:

    1. Standardization: OFX formats are standardized and governed by the OFX Consortium, which ensures consistency and compatibility across different financial institutions and software applications. This allows for seamless exchange of financial data between various systems.
    2. Data Structure: OFX formats have a specific structure that organizes financial data into different sections, such as account information, transactions, balances, and statements. This structured format makes it easier to parse and interpret the data.
    3. Extensibility: OFX formats support extensibility, allowing financial institutions to define custom fields or attributes to meet their specific requirements. This flexibility enables the inclusion of additional information or data elements that may not be present in other file formats.
    4. Security: OFX formats incorporate strong security measures, including encryption and digital signatures, to protect the integrity and confidentiality of financial data during transmission and storage. This ensures that sensitive information remains secure and protected from unauthorized access.
    5. Integration: OFX formats are designed for easy integration with various financial software applications, such as personal finance management tools, accounting software, and online banking platforms. This facilitates the automatic import and synchronization of financial data, reducing manual data entry and improving efficiency.

    Overall, OFX formats provide a standardized, structured, secure, and integrable way to exchange financial data, making them a preferred choice for financial transactions compared to other file formats.

  • Are there any limitations or compatibility issues associated with OFX formats?

    Yes, there are some limitations and compatibility issues associated with OFX (Open Financial Exchange) formats. Here are a few:

    1. Limited support: OFX is primarily used in the financial industry for exchanging financial data between different systems. While it is widely supported by major financial institutions and personal finance software, it may not be supported by all financial institutions or software applications.
    2. Version compatibility: Different versions of OFX exist, such as OFX 1.0, 1.02, and 2.0. Some software applications or financial institutions may only support specific versions, which could lead to compatibility issues when exchanging OFX files between systems.
    3. Customization variations: OFX allows for some customization in terms of data fields and transaction types. However, different software applications or financial institutions may implement these customizations differently, leading to inconsistencies or difficulties in interpreting the data.
    4. Limited data types: OFX primarily focuses on financial transactions, account balances, and statement information. It may not support more complex financial data, such as investment portfolios or loan details, as comprehensively as other formats.
    5. Security concerns: OFX files contain sensitive financial information, and their security during transmission and storage is crucial. While OFX supports encryption and secure communication protocols, the implementation of these security measures may vary across different systems, potentially leading to security vulnerabilities.

    It is important to consider these limitations and compatibility issues when working with OFX formats and ensure that the systems and software being used support the required version and features for seamless data exchange.

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